I recently refinanced my VA loan w/Rich Allen & Academy Mortgage. I got a great rate & there were no closing costs. I was very happy & would encourage all to use Rich & Academy Mortgage whether refinancing or buying a new home. Being a marine vet, I am also pleased to work with a company that supports our troops. Tom Silva

Bill, I just wanted to take a moment to THANK YOU AGAIN for all your help and assistance. The closing went well. . .VERY smoothly. I mean, WHO HAS A HOME BUYING PROCESS THIS EASY??!! Working with you and Clausen (Results1Realty) -- I could not imagine a better team. I thank you for your patience; for your clear explanation of my options; and for holding my hand when I needed it without pushing decisions on me. You were so stellar in helping me understand my array of options; answering all my questions; then letting me make a choice without pressure. This was just so different than my first home buying experience, and I thank you for all your expertise and support. You made the whole lending process, which can be so overwhelming, a -- dare I say it? -- pleasant experience (smile). I am looking forward to moving in my new home and appreciate all that you did to help make it happen! Thank you again, Bill. And PEACE AND BLESSINGS, Adar