- Divorce
- Child SupportMost debts are discharged in bankruptcy. There are a few types of debts that do not get discharged, including most taxes, child support, alimony, and student loans.
- Child Custody and VisitationWe're also available to help you and your family overcome complex legal cases. Our team has decades of experience navigating cases involving divorce, child custody, spousal support, and other family law matters.
- Spousal Support
- Business Disputes
- Workers CompensationWhen you stop paying your creditors for whatever reasons, they can get a court judgment to collect from you what they are owed. This is a last resort and a very effective one as the money is taken from your earnings. The sheriff presents garnishment papers to your employer who is required to withhold the amount specified from your paycheck for your debt or be held liable for the amount himself. Under federal law, only a percentage of your earnings can be garnished and certain income, such as social security benefits, retirement plan benefits, and public assistance cannot be garnished. Also, if you are receiving workers' compensation or unemployment or disability benefits, these cannot be garnished.
- Personal Injury
- BankruptcyThe law provides individuals struggling with overwhelming debt an opportunity to have their debt discharged and get a fresh start in their financial life. There are several types of bankruptcy filings, one of which may be the right one for you. You should hire an experienced Worcester Bankruptcy Law Attorney to be able to confront your financial situation and move forward with your life. Contact Kovacs Law, P.C. to review your bankruptcy options and how to find financial relief from your debts.
- ForeclosureToo many debts can lead to harassing creditor calls, lawsuits and other legal actions that can cause a considerable amount of stress and anxiety. Bankruptcy is a legal remedy that can help a person in financial trouble resolve their debt problems. A Worcester Chapter 7 exemptions lawyer can explain the debt process, and establish your eligibility for Chapter 7, the liquidation of assets to pay creditors. When you file your petition, the court will put a stop to creditor collection activities, as well as foreclosure, repossession and wage garnishment.
- Debt CollectionHave you been sued in court over your debt? Are you being harassed by numerous collection agencies and creditors calling you at home and at work? Have they threatened you with lawsuits, garnishments and even jail? Kovacs Law, P.C. is an experienced and aggressive Worcester Framingham Debt Collection defense attorney who will fight for your legal rights and stop the harassment. We aggressively defend any and all debt related lawsuits brought against you. You may have valid legal defenses against debt collection lawsuits including the statute of limitation. In some cases you may have a good and valid counter claim against the debt collection agent or original creditor, and if so you may be entitled to monetary damages. Regardless of the reason for your debt, we can explain the options you have to overcome this difficult situation.