- Child SupportSome filers consider omitting creditors whom they like -- such as a relative or a friendly local business person -- to avoid having that debt wiped out. This is a bad idea, no matter how honorable your intentions. Bankruptcy doesn't allow you to play favorites. In fact, a central purpose of bankruptcy is to make sure that all of your creditors get their fair share of what you have, and that certain obligations (like child support) are not shortchanged. If the bankruptcy trustee learns that you've omitted creditors from your list, you'll have to add them, and it will raise suspicion about other statements on your forms.
- Spousal SupportBankruptcy is good at wiping out credit card debt, but you may have trouble eliminating some other kinds of debts, including child support, alimony, most tax debts, student loans, and secured debts.
- Criminal DefenseSome other debts, like some taxes and some criminal matters, may not be dischargeable. Feel free to call to discuss your particular debt.
- Traffic Violations
- FraudThere’s really only one time when filing for bankruptcy is NOT the answer: when doing so would be classified as bankruptcy fraud by the bankruptcy court. But what does the bankruptcy court classify as bankruptcy fraud?
- Personal Injury
- BankruptcyFiling for Chapter 7 bankruptcy can be a powerful tool for dealing with overwhelming debt. But it isn't available to everyone. There are several situations in which you won't be allowed to file Chapter 7 bankruptcy.
- ForeclosureThe most pressing question on the minds of many prospective bankruptcy petitioners is simple: can bankruptcy stop foreclosure? The answer is just as simple. Yes, bankruptcy can stop the foreclosure process and offer filers the time they need to catch up on past due amounts, deal with other debts, etc.
- Debt CollectionIf you're being harrassed by creditors, we can sue them under the Fair Debt Collection Practices Act and if we can prove that they are breaking a law (calling too late, too frequently, using threatening or harrassing tactics) they will have to pay you.