- Auto InsuranceWhen your teenager starts driving, it is essential to have the right auto insurance coverage to protect you from liability. Our knowledgeable agent can help you add a teen driver to your policy and get the coverage you need at the lowest possible cost.
- Home InsuranceOur insurance agency has proudly served the Fayetteville and Cumberland County area continuously since its inception in 1948. We offer a variety of insurance products, including auto insurance, home insurance, and business insurance, through outstanding insurance companies and have established a reputation for superior service rendered to the community and our customers.
- Life Insurance3 as an optional add-on to qualifying Whole Life insurance policies. This rider allows your life insurance to provide financial support if you need hands-on daily care from a nurse or a health aide for long periods of time.
- Health InsuranceMedicare is designed to cover medically necessary care for people age 65 and older, such as hospital stays and doctor visits. But aside from short nursing home stays following a hospitalization or services specifically prescribed by a doctor, most long-term care is considered “custodial care.” That means it won’t be covered by Medicare or private health insurance – potentially leaving you 100% responsible for the bill. Medicaid may provide limited long-term care resources, but only after all your personal assets have been depleted.
- Long Term CareIt’s not something you want to think about, but most of us will need long-term care at some point in our lives. In fact, according to the U.S. Department of Health and Human Services (HHS), once a person reaches age 65, they have almost a 70% chance of needing some type of long-term care services in their remaining years.
- Business InsuranceDarden, Miranda & Associates Insurance specializes in auto & home insurance, life & health insurance, business insurance, and employee benefits.