Motor Vehicle

• Auto Insurance
  If you have had your auto insurance with the same insurance carrier for a number of years and have not updated your liability limits, your policy may leave you without adequate coverage. The rising costs of new vehicles, the cost of vehicle repairs, and increasing medical costs are some factors to consider when determining your limits of liability.
• Motorcycle Insurance
  Whether you are the weekend warrior or a diehard motorcycle fanatic, we can mold a motorcycle policy to meet the needs of the cross-country biker or the off-road enthusiast.
• Boat Insurance
  Do you enjoy taking your travel trailer or motor home and traveling across the country or just parking it for the weekend at an area campground? You can usually put these recreational vehicles on your auto insurance policy and be adequately protected. However, if you do extensive traveling or own the land where your recreational vehicles are parked, you may need more extensive protection than your auto policy is able to provide.Leave your worries on the shore and enjoy being on the water! Fishing, cruising, waterskiing, or just anchoring, we can provide a variety of coverage options that can protect your boat, personal watercraft, trailer, and equipment, as well as yourself. Protect your boat and passengers with boat insurance.
• RV Insurance

Property

• Home Insurance
  Market Value vs. Replacement Cost Market Value is the amount a buyer could pay for a home, including the land, regardless of the cost to repair or replace the home. For the purpose of home insurance, replacement cost is the building cost necessary to repair or replace the entire home. Replacement cost, in most cases, will be greater than the market value of a home. As your home ages, the difference between replacement cost and market value grows.

Health and Life

• Life Insurance

Business

• Business Insurance
• Workers Compensation Insurance
• Commercial Liability Insurance
  Party against injury or damage claims made by other parties. Some examples are premises and operations of a business, product liability, completed operations liability, professional liability, employment related practices liability, and directors and officers liability. Additional liability protection can be obtained by including a commercial umbrella or excess liability policy. Contact our agency for a review of your commercial liability policy.
• Professional Liability Insurance

Personal

• Liability Insurance
  An umbrella policy provides liability coverage over and above your existing automobile and homeowner’s liability limits. Most umbrella policies provide broader coverage than is afforded under your automobile and homeowners policies.

Natural Disaster

• Flood Insurance
  Anywhere it rains, it can flood. Just a few inches of water from a flood can cause tens of thousands of dollars in damage. Your homeowner’s insurance policy does not cover damage caused by a flood. Flood insurance is the best way to protect yourself from devastating financial loss.