FYI. If you don't read your contract before signing it, you will be out of $200 if you decide to buy a phone from Diamond Verizon.. Diamond is a third party supplier of Verizon services/phone but Diamond has a separate contract which is written in such a way that you are penalized ($200.00) for paying off your phone prior to two years although Verizon has no issue if you choose to pay off your phone and close your account. Best advice: go to a corporate Verizon store. Do not purchase a phone from Diamond Verizon.