- Auto InsuranceThere's no better feeling of freedom then being on top of a motorcycle and driving on a two-lane highway. Other riders choose to use their bikes as their main source of transportation traveling around town. And much like an automobile, you will need some form of insurance to ride your motorcycle. The coverage is very similar to car insurance as it offers protection for motorcycle damage and possible bodily injuries that occurs in an accident.
- Motorcycle InsuranceA standard motorcycle insurance policy does have multiple coverage options that can be added on upon request. Some of the more popular choices include collision, comprehensive and personal injury protection. Collision covers all damage done to the motorcycle after you have paid the deductible from the policy agreement. Comprehensive coverage protects all damage done by circumstances other than a road accident. Many owners use this coverage for protection against theft, but a deductible is also applied before payout. Personal injury protection covers all medical expenses for injuries sustained by passengers, pedestrians and yourself regardless of who is at fault for the accident. This is a very popular coverage option due to the high accident rate for motorcycles today.
- Boat InsuranceSo let's make sure it'll continue to do so. By getting the boat/watercraft insurance you need now, you don't have to worry about suddenly facing a huge financial loss if your boat gets involved in an accident or some other kind of damaging event.
- Home InsuranceIf you are an active family, you may have a swimming pool or a trampoline or even a dog. All of these things make you more vulnerable to a lawsuit from someone who may be hurt on your property or by your furry friend. Your home insurance offers liability coverage but if the judgment against you rises to a level that is higher than the limit of your policy, you could be liable to pay the excess amount on your own. This could have a serious impact on your present and future financial security. The same scenario could play out if you are in a serious car accident where you are found to be at fault.
- Condo InsuranceThe best condo insurance plans offer coverage for your personal possessions as well as protection when things inside of your walls go awry. You may also want to purchase an additional assurance policy for floods and other natural disasters as most standard policies do not cover such incidents. You may have to pay for the majority, if not all, repairs out-of-pocket if your condo does not have proper insurance in Elmer, NJ.
- Life InsuranceAll consumers today need to have insurance coverage in place at all times. One type of insurance that someone in the Elmer, NJ area may need to have is life insurance. When you are looking to get life insurance to help protect your dependents, the two most common options are term and whole life insurance. It is important to understand the benefits of each when you are looking to get your next policy.
- Business InsuranceCommercial insurance is necessary in New Jersey regardless of whether you work at home or have a traditional company in a brick and mortar building. The field of business insurance, though, is a bit confusing. There are many options for which many business owners know nothing. Sloan Insurance Agency can help you navigate through the chaos and ultimately protect your business in Elmer, NJ.
- Commercial Liability InsuranceUmbrella insurance is a smart way to protect yourself from catastrophic loss and give you the peace of mind that you are covered if the unexpected happens. It can be an invaluable addition to existing auto, homeowners, and business liability policies and help ensure you are prepared for anything life throws at you. Consider speaking with Sloan Insurance Agency today to determine if umbrella insurance suits you. We proudly serve the Elmer, NJ area.
- Liability InsuranceElmer, NJ is conveniently located in southern Salem County. It is an easy drive to the New Jersey Shore or to Philadelphia. It has a small-town vibe that so many people are looking for which makes it a popular place to live. You may not understand why umbrella insurance is something that you should consider in such an idyllic location. At the Sloan Insurance Agency. we have more than 70 years of experience helping our customers make educated insurance decisions. We can explain the benefits of umbrella insurance.
- Flood InsuranceThe state of New Jersey does not have an official rule requiring its residents to obtain a flood insurance policy. You may, however, find that your mortgage company requires you to have such a plan in Elmer, NJ. It is a good idea to purchase flood insurance even if your home is paid off. You do not want to feel the effects of having to pay for everything out-of-pocket because of the lack of a good insurance policy.