- Auto InsuranceWhether you’re interested in lowing your current Washington State auto insurance rate or need to open your first policy, Blue Horizon Insurance & Financial Services is your solution.
- Motorcycle InsuranceThere are many advantages to having motorcycle insurance. Washington motorcycle owners are required to have three types of coverage: liability insurance, uninsured motorist coverage, and medical payment coverage.
- Boat InsuranceAll the different coverage available for boat insurance can be confusing. That is why here at Blue Horizon Insurance & Financial Services, we search high and low for our customers to ensure they receive the best price on Washington boat insurance, while making sure that they get all the coverage they need.
- RV InsuranceDo you own a recreational vehicle? A lot of people dream to own one and so if you have managed to buy one, it is important for you to take good care the same. As a recreational vehicle may be pretty expensive, we would advise you to opt for recreational vehicle insurance Washington. This is one of the best ways to ensure that you can keep the risks which are a part of using your cars, covered.
- Snowmobile InsuranceLet Us DO The Shopping For You!We work with several top insurance companies to find you the best rate and insurance for your snowmobile. Call us today for the right Washington snowmobile insurance for you
- Mobile Home InsuranceWe have experienced professionals who will find you an affordable insurance policy on your next Manufactured home or mobile home. Leave the insurance to us and protect your home and the assets under its roof. We will provide you with a quick and accurate quote on Manufactured home insurance or mobile home insurance. Unlike many other carriers we are able to shop with a few carriers to find you the best rate and coverage. Contact us right away.
- ATV InsurancePersonal Watercraft Insurance and Jet Ski Insurance: Jet skis can be a blast! We all enjoy the water and going fast on it is even better. They are fun but it’s also a big investment. What happens if it’s sitting in the garage and a poorly placed battery ruins the gas tank and engine? Or if the garage or out building its stored in catches on fire. Does your homeowner insurance cover it? What if you’re not on your property and have an accident? Are you or your Jet Ski covered? Even worse, if someone steals it from your backyard, or it’s hit while waiting to load onto the trailer at your favorite lake – how are you going to replace it? ATV Insurance: All Terrain Vehicles, Quad, Four Wheelers: whatever name you call it, the fun is still just as good. If you’re using it as a weekend cruiser, running around the farm, or taking it hunting – having your ATV is a lot of fun, but it’s also a big investment. What happens if it’s sitting in the garage and a poorly placed battery ruins the gas tank and engine? Does your homeowner insurance cover it? What if you’re not on your property and have an accident? Are you or your ATV covered? Even worse, if someone steals it from your backyard, or it’s hit while waiting to load your quad onto the trailer at your favorite trail – how are you going to replace it?If you’re lucky enough to have a State managed four wheeler trail network you’re most likely going to need insurance for your quad to ride on State land. We can help with all of these scenarios.
- Truck InsuranceWith more than 41 years of experience, you can trust Progressive to meet your commercial truck insurance needs. We are the #1 truck insurer in America, the nation’s third-largest commercial vehicle insurance company, and we have a A+ rating from A.M. Best. We offer customized insurance policies, flexible payment options, 24/7 claims service and discounts for qualified drivers in
- Jet Ski Insurance
- Renters InsuranceLet Blue Horizon Insurance & Financial Services help protect your rental property with renters insurance. Washington residents will not be disappointed!
- Home InsuranceFor the best rates on homeowners insurance, Washington residents can rely on Blue Horizon Insurance & Financial Services insurance provider in Washington State. At Blue Horizon Insurance & Financial Services, we believe you should be able to create a tailored policy for homeowners insurance. Washington residents personalize their homes; why not personalize your home owners insurance as well? This is possible when you open a Washington homeowners insurance policy with Blue Horizon Insurance & Financial Services You may not be required to carry homeowners insurance in Washington but it is a sensible choice. While there are major decisions to ponder while you select a Washington homeowners insurance plan, Blue Horizon Insurance & Financial Services will help ease the process for you. Our friendly agents will guide you through the home insurance alternatives.
- Condo InsuranceIf you would like to feel more secure, you should look into purchasing a condo or town house insurance plan from Blue Horizon Insurance. Contact us to get a condo or townhouse insurance quote right now! 800-218-0949 or just click on the link to the right for a instant online Condo insurance quote.
- Life InsurancePlanning for the future can be difficult. No one wants to think about what will happen after they’re gone, but it’s important to make sure the needs of your loved ones are covered. Blue Horizon Insurance & Financial Services is dedicated to helping you create a stable and secure foundation for your family to build from after you’re gone. Our agents have a great deal of experience with Washington life insurance and can help you streamline the process of selecting a customized, affordable life insurance policy.
- Health InsuranceBlue Horizon Insurance and Financial Services LLC is proud to offer you insurance from AARP Medical Supplemental Plans from United Health Care. Please request a quote or contact our office for more detail and the benefits of bing insured with this great company.Blue Horizon Insurance and Financial Services LLC is proud to offer you insurance from AARP Medical Supplemental Plans from United Health Care. It is very necessary that you must have insurance from United Health Care, AARP Medical Supplemental Plans are very popular here in Washington State. Its a part of Health Insurance policy. United Health Care is well known Health Insurance policy provider these days. Blue Horizon Insurance and Financial Services proudly presents AARP Medical Supplemental Plans. Our insurance agents here in Washington State completely guides you and supports you if are willing to buy this policy for you or for your family members. They can also help you in comparing the insurance from several other top insurance companies providers. We are well know and reputed insurance provider firm here in Washington State. You can call us or contact us via form provided on our website. Health Insurance helps you always when you need treatment. Its a very cost saving way. Please request a quote or contact our office for more detail and the benefits of bing insured with this great company.Health Insurance includes several categories like Business Coverage, Individual Coverage, Family Coverage, Short term health policies, Dental coverage, Vision Coverage, Cover for medicare, Medicaid Coverage. Find just the right care when you need it with our extensive provider network. Navigating today’s health insurance landscape is challenging. We make it easy to get a quote for coverage that meets your needs and budget. Health insurance is a way to help pay for health care expenses. Like car insurance or home insurance, you can choose from a variety of plans to meet your budget and health care needs.
- Dental InsuranceWe offer great group Benefits through multiple carriers including Group Health Insurance, Group Dental Insurance, Group Life Insurance, Group Vision Insurance and more! Often times providing your employees the benefits they desire and deserve can cost less than you think and help you attract a better workforce, and retain your best employees
- Vision InsuranceWe offer great group Benefits through multiple carriers including Group Health Insurance, Group Dental Insurance, Group Life Insurance, Group Vision Insurance and more! Often times providing your employees the benefits they desire and deserve can cost less than you think and help you attract a better workforce, and retain your best employees To Learn more contact us today!
- Business InsuranceBlue Horizon Insurance & Financial Services understands the needs of companies like yours – that’s why we offer customizable Washington business insurance policies.
- Commercial Property InsuranceBlue Horizon Insurance & Financial Services stands ready to help you and your business thrive. To learn more about the details, rates, and exclusions of Commercial Property Insurance, feel free to speak to any of our knowledgeable agents today.
- Commercial Liability InsuranceAt Blue Horizon Insurance & Financial Services we can indemnify professionals — and the services they provide — with comprehensive professional liability insurance. In addition to general business liability, this policy can provide crucial errors and omissions protection.
- Professional Liability InsuranceProfessionals who excel in the modern business world possess one essential element: expertise. By definition, a professional is someone who has the education and experience to hold themselves to public and peer scrutiny. But as is the case, even experts can make mistakes.
- AnnuitiesBe honest. When you see the word “annuity,” does your brain quickly look for an escape route to a more enjoyable topic? That’s OK. I won’t take it personally. And annuities can be tough sledding. But properly understood and used, annuities can be a great addition to a retirement plan. The first thing to understand is that annuities are essentially contractual obligations from insurance companies. In exchange for funds you provide to the insurer, which are paid into the product during what is called its build-up phase, you are provided certain things that are spelled out in your annuity contract. The most basic promise is the insurer’s commitment to make regular payments to you. This is known as the annuitization phase of the product. The payments begin at a specified time and usually last for the rest of your life or, depending on the specifics of your annuity, the rest of your spouse’s life as well.Second, money put into an annuity contract can grow tax-free until funds are withdrawn. If funds are withdrawn during the build-up phase, or because the annuity has been terminated early, it is assumed that any earnings that have accumulated in the annuity are withdrawn first, and taxed as ordinary income. Assuming the annuity & retirement planning was funded with post-tax dollars, the return of those initial funds is considered a return of principal (remember, this is an insurance product) and is not taxed. Once regular payments have begun in the annuitization phase, they are treated as a blend of earnings and return of principal, and taxed accordingly.When you purchase an annuity in washington, the size of the ultimate payments you will receive depend on several basic factors: how much money you’re putting into the contract, how old you are, and how far off the beginning date is for payments to begin. The insurer knows, on average, how long you’re going to live. And it also knows how much money it expects to earn from the funds you’ve placed into the annuity contract.Annuities can be bought and activated right away or over time. In the case of an immediate annuity, the insurer’s stream of payments begins right after it has received your money. In a deferred annuity, the payments don’t begin until a future date specified in your agreement. You can fund an annuity with a single, lump-sum payment or with periodic payments.A fixed annuity provides you the promise of fixed payments over time. A variable annuity (VA) places your money into investments that you can control. Most often, those investments are in mutual funds. Your subsequent VA payments will be influenced by the performance of your investments. There also is a type of fixed annuity known as an indexed annuity. It provides you performance guarantees that are linked to the gains in a common index, such as the S&P 500 index. You would be able to enjoy some of the upside of having your funds invested in the stock market, but you wouldn’t need to actively manage these inve
- Liability InsuranceMost liability coverage that rests within your current insurance policies only covers bodily injury and property damage to others. Umbrella policies will extend those limits to not only provide additional coverage for bodily injury and property damage, but also to cover things that are not listed under regular liability allowances. Every policy is different, so what is considered a covered liability issue under one insurance line may not be covered on another insurance line. Umbrella Insurance kicks in when these situations present themselves and/or you exceed the amount of liability coverage for the events that are already allowed under your regular insurance policies.
- Jewelry Insurance
- Wedding Event ProtectionA wedding is a huge event, which involves a celebration at a large scale and that is why the chances of mis happening and misfortune are high. The wedding insurance policies in Washington are relatively inexpensive, the costs of a wedding policy costs between $125 – $500.