- Auto InsuranceWhile an auto insurance policy, that contains comprehensive coverage, typically helps protect you in the event your car is stolen, and typically pays for repair costs if your car is damaged due to a break in, this policy usually doesn’t have coverage for replacement of personal property stolen from your car. It is a common misconception that the stolen items will be covered by your auto insurance policy but the coverage is often found somewhere else.
- Motorcycle InsuranceThere are many optional coverages that could be easily overlooked, but have great benefits to you, as a motorcycle owner. After sharing about Foremost’s Virtual Motorcycle Rally this weekend, we thought this would be a the perfect time to talk about motorcycle insurance!
- Boat InsuranceAccording to Rod Johnson, director of marine risk management at RSA Global Risk, the first formal recognized marine insurance was coverage for ship’s cargo, dating back to 1350. Ancient sailors knew firsthand about the risks of a life at sea and sought to insure their boats and cargo against hurricanes and other unpredictable weather and waters. While this type of policy serviced commercial cargo ships, this was the first step towards modern day boat insurance.
- RV Insurance
- Inland Marine InsuranceBouvier Insurance offers Business Insurance products from top-rated insurance suppliers. We offer General Liability Insurance, Property Insurance, Workers Compensation Insurance, Umbrella Insurance coverage, Business Automobile Insurance, Inland Marine Insurance, Ocean Marine Insurance, Insurance for Bonds, Crime Insurance, Business Owner’s Policy, Employment Practices Liability Insurance, Directors and Officers Insurance, Professional Liability Errors and Omissions Insurance, Builder’s Risk Insurance and much, much more.
- Home InsuranceUmbrella policies are designed to provide added liability limits above your automobile and homeowners insurance, as well as recreational vehicles. For example, you cause an accident and injure the other driver. The hospital bills total $600,000 but you only have $250,000 in liability on your automobile policy. Without an umbrella policy, you are responsible for the remaining $350,000.
- Condo Insurance
- Life InsuranceAn untimely death can have a dramatic effect on your family or business. If your death causes a financial loss, then you need life insurance. If you need help determining your specific life insurance needs, we are here to help. Here are a few reasons why you may need life insurance;
- Health InsuranceLet us help you understand your options. If you are self-employed, retiring, divorced, or needing your own policy, we can direct you to the plan that offers the most value. We represent all the major insurance companies, including Anthem Blue Cross, ConnectiCare, Aetna, and United Health One (Golden Rule). Bouvier can help you to compare the benefits and costs of the different insurance plans available.
- Disability Insurance
- Long Term Care
- Vision InsuranceWe also offer Group Benefits such as: Human Resources & Benefit Services, Business Life Insurance, Carrier Resources, Financial Planning, Third Party Administrator (TPA) Services Coordination, Dental/Vision Insurance, Voluntary Benefits, and Disability Income. For more information, visit our Commercial Insurance page.
- Business InsuranceWe also provide speedy and expert handling of your claims should you need to claim a loss against any of your insured items. Click on any of the links from the drop-down menu above to learn more about Bouvier Insurance Business Insurance products, or contact us directly here.
- Workers Compensation InsuranceGeneral Liability and Workers Compensation audits are very common in the commercial insurance industry, and they are usually a whole lot less intimidating than they sound.
- Commercial Liability InsuranceReplacement cost of buildings & business personal property; automatic inflation protection; building ordinance/law; glass interior/exterior; signs; theft; money & securities; accounts receivable; valuable papers; income support properties; computer equipment and software; business income and extra expense; tenants legal liability; $2,000,000 occurrence business liability; customer medical payments; workers Compensation.
- Professional Liability InsuranceSome of the features of this coverage: General Liability, Employment Practices Liability, Employment Benefits Liability, Professional Liability/Errors & Omissions, D&O Insurance and Builders’ Risk.
- Liability InsuranceIf you have any of the following exposures you should consider an umbrella policy: youth drivers, in- or above-ground pools, trampoline, horses, any type of recreational or boat – just to name a few. Umbrella polices are very affordable and can give you the extra security you need.
- Flood InsuranceFloods can happen anywhere. According to FEMA, just one inch of floodwater can cause up to $25,000 in damage, to just one home! Flood insurance is a separate insurance policy,that can cover buildings, the contents in a building, or both. It is important to make sure you are protected; talk to your Bouvier Insurance agent about flood insurance and watch this video from the Federal Emergency Management Agency (FEMA), to learn more: https://www.youtube.com/watch?v=zIo7nUlA6hE