BEWARE! DO NOT USE THIS COMPANY FOR ANYTHING!I have paid my account on time every month. I was 2 days late on e month because of a holiday. This company has in house collections and started calling my job constantly. THe threatned to garnish my wages. GARNISH MY WAGES OVER A 25.00 PAYMENT? I explained to them that due to the holiday my paycheck was deposited late. She did not care. She said if I do not pay her now that I will be sued and 25% of my check will be garnished. Why did they have to call my job? They have my cell phone #. They could have called my cell phone.