I have been with this bank for almost 6 months and have had nothing but the worst experience. They lured me into opening an account with all kinds of incentives. They made me feel all special by introducing me and my wife to the manager on the first day. Now I see it's all a game. Once they get your money they try to take it all away. Since then, it's been nothing but headaches and ridiculous fees for us. We have found a much better bank in Bank of America.