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Simply Smarter Benefits.
- HoursCLOSED NOW
- Regular Hours:
Mon - Fri Sat - Sun Closed - Phone:
Main - 585-905-0008
ExtraTollFree - 855-654-4636
- Address:
- 2460 State Route 332 Suite A. Canandaigua, NY 14424
- Email:
- Link:
- Categories
- Life Insurance, Health Insurance, Insurance
- Services / Products
- Medicare part C medicare part C is the medicare advantage program. Medicare advantage plans are private health insurance plans approved by medicare and are used in place of original medicare. Part C plan benefits MAY NOT cover less than original medicare. But MAY cover more. Premiums for part C medicare advantage plans CAN range from $0 PER month to over $100 PER month. Medicare advantage plans often include prescription drug coverage (part D) and these are referred to AS MAPD (medicare advantage prescription drug) plans. Medicare advantage plans are ONE of three types of private HEATLH plans: HMO. PPO or FFS (FEE for service). When a senior enrolls in a medicare advantage plan. The Carrier's provider network. Formulary drug network and ANY CO pays. Deductible and CO insurance are ALL determined by the health plan. NOT by medicare. In addition to MAPD. There are MA only plans (medicare advantage) which DO NOT include the part D prescription drug benefit. It is very important to remember that a senior MAY NOT enroll in a medicare advantage (MA only) plan that is an HMO or PPO plan and purchase a stand alone part D drug plan. Only the MA FFS plans are allowed to BE combined with a stand along prescription drug (part D) plan. Medicare part D medicare part D is the medicare prescription drug benefit. Part D plans MAY BE purchased AS a stand alone plan to accompany original medicare. Original medicare plus a supplement. Or an MA FFS plan. Part D plans are available for seniors from a variety of private health insurers AS well AS the base part D plan directly from medicare. Part D drug plans have a deductible. Then cost share. Then what is referred to a the donut hole (NO cost sharing senior pays ALL) then full coverage. There are many variations between part D drug plans in terms of HOW each handles the deductible and cost sharing. Additionally. Some carriers are offering part D drug plans in conjunction with specific pharmacy providers such AS WALGREENS. CVS. Rite AID and WALMART. Medicare supplement a medicare supplement is a private plan also known AS a MEDI GAP plan. Supplements are standardized and identified by letter (a N). Some medicare supplement plans were eliminated AS redundant with the medicare modernization ACT. Each medicare supplement plan (by letter) has a different level of GAP coverage and the plans are intended to help fill the gaps (costs to seniors) in original medicare. Because medicare supplements are standardized. Each supplement of a certain letter (for example: plan F) must offer identical GAP coverage. Medicare supplements charge a monthly premium and PAY gaps after medicare pays It's portion of cost for covered services.
- Brands
- Aetna, Aflac, Allstate, American General, American Progressive, CSA, Care Improvement Plus, Columbian, Emblem Health, First United American, Foresters, Gerber, HealthNow, Highmark, Humana, Mutual of Omaha, Royal Arcanum, Royal Neighbors, Spirit Dental, Touch Stone health, UnitedHealthcare, Wellcare, William Penn
- Location
- Buffalo :Take exit 44 to merge onto NY-332 S/?Rochester Rd toward Canandaigua Syracuse: Take exit 43 toward State Route 21/?Manchester/?Palmyra Toll road 0.8 mi 6. Keep right at the fork, follow signs for New York 21 S and merge onto NY-21 S/?State
- Associations
- AHIP
- Other Information
Parking: Lot, On Site, Free
Wheelchair Accessible: Yes
General Info
Welcome to care value! OUR objective is simple: to provide education on the plans and services available to YOU. Then to provide a solution to your benefit needs that saves YOU money. We accomplish this with emphasis on quality coverage. Competitive premiums. And overall simplification of insurance MATTERS. OUR approach is direct: to analyze OUR clients’ complete insurance needs. Design a responsible protection program. And recommend insurance that is the most cost effective protection for each situation. We’re proud to serve families and businesses of ALL sizes for multiple generations. We look forward to the possibility of serving YOU. The purpose of this mission statement is to express the AGENCY’S commitment to ALL clients and the Company representation for years to come. OUR objective is to provide professionalism. Dedication and excellence in ALL areas of operation.