You should really take a look at the fine print of the fees and different things that come along with banking with this Credit Union. Credit Unions used to be a lot better than the other banks but now they are just as bad. $25 to replace a stolen debit card. Amongst other things and their ridiculous policies. They even put smaller checks on hold if you deposit it. I do not like this bank and hate that I had my direct deposit set up with them. I will be changing that very soon.