- Auto InsuranceTravel is wonderful, but there are lots of things you need to take care of before you go. If you’re planning on driving abroad, securing appropriate car insurance is one of them.
- Renters InsuranceCoverage for personal property stolen from inside the rental car (your homeowners or renters insurance policy may cover this already)
- Home InsuranceHomeowners insurance doesn’t cover infestations, nor do most home warranties. Ask a pest control professional to look around your prospective home if you suspect issues. Even if they can’t get inside for a full inspection, they’ll be able to spot telltale signs outside. It might not be a dealbreaker, but at least you’ll know the size of the problem.
- Life InsuranceAs with any type of life insurance, it’s about planning for the unexpected. None of us plan to be involved in a fatal accident, receive a diagnosis of a life-threatening illness, or have an unexpected heart attack. Nobody even likes to think of such a thing happening. In truth, life can be unpredictable. With life insurance protection, you can have peace of mind from knowing that your loved ones will be financially protected in the event of a death. Life insurance helps you pave the way for your family’s future.
- Health InsuranceMany factors, like higher interest rates, more lawsuits, severe weather events, increased frequency and severity of auto accidents, rising health insurance costs, and advancements in technology, are all resulting in substantial claim losses consistently over a period of time. "Auto accidents are one example. When I first started here at the agency, we took a handful of auto accident claims per month. Currently, I can say that we're taking a few auto accidents per day," commented Pauline Handy, Marketing Director at V.F. McNeil Insurance.
- Business InsuranceWhen it comes to getting business insurance, what makes the insurance professionals at V.F. McNeil Insurance uniquely qualified to serve their clients who are business owners in Connecticut? It’s not just their unwavering commitment to service or their extensive product and industry knowledge, or that they serve in a way that holds true to tradition but also embraces changes. Nor is it limited to the simple fact that its team believes in treating others the way they would expect to be treated.
- Workers Compensation InsuranceWorking primarily with privately owned, mid-sized to large business owners in Connecticut, his focus is developing customized, commercial package insurance, as well as worker's compensation insurance & diretors & officers insurance.
- Professional Liability InsuranceIf a contractor isn’t fully insured, you could be on the hook if a worker is hurt on the job or causes damage to someone’s property. Worst case, you might be sued for injuries or damages. If you’re using an architect or licensed engineer, they should also carry professional liability insurance to cover errors and omissions in their design work.
- Builders Risk InsuranceBuilders risk insurance covers a project while it’s under construction. It insures materials, supplies and equipment stored on the job site, and covers perils such as fires, lightning, wind damage, explosions, burst pipes, vandalism and theft. There are builders risk policies written specifically to cover renovations. If you’re planning to rent your property after it’s completed, consider a loss-of-rental-income endorsement to cover any delays in construction.
- Liability InsuranceHome renovation is stressful enough without having to worry about a potential legal dispute or liability claim. That’s why you should hire only reputable contractors who are licensed, bonded and insured. Make sure they’re bonded, which protects you if they fail to complete their contracted work. Also check that they carry workers’ compensation and general liability insurance.
- Pet Insurance
- Flood InsuranceFlood insurance pays for water damage from flooding not covered by your homeowners policy. You must purchase it separately, usually through the National Flood Insurance Program. If you live in an area prone to flooding, you should definitely consider it, especially if you’re remodeling your basement or adding on to your house.