Taxes

• Tax Planning
• Estate Taxes
• Tax Services
• Tax Deductions
  Charitable Planning Strategies: Create a Charitable Remainder Trust (CRT). This an irrevocable gift to a charitable trust that provides income in return. Client(s) can benefit through an income-tax deduction and the right to receive annual income, and at death any remaining assets pass to the charitable organization.
• Income Tax
• Capital Gains Taxes

Investment

• Investment Management
• Mutual Funds
  Raymond James does not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional. In a fee-based account clients pay a quarterly fee, based on the level of assets in the account, for the services of a financial advisor as part of an advisory relationship. In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment company securities. To the extent that clients intend to hold these securities, the internal expenses should be included when evaluating the costs of a fee-based account. Clients should periodically re-evaluate whether the use of an asset-based fee continues to be appropriate in servicing their needs. A list of additional considerations, as well as the fee schedule, is available in the firm's Form ADV Part 2A as well as the client agreement.

Accounting

• Accounting Services
• Payroll Services

Planning

• Financial Planning
  Provides financial planning and investment advisory services to small business owners, retirees and those preparing for retirement.
• Retirement Planning
• Long Term Care
  Long-Term Care Planning: Determine the impact to the client(s) portfolio and dependents quality of life if nursing home care or assisted living is needed. If impact to portfolio is negative, Long-Term Care options will be reviewed with client(s).
• Asset Management
  Risk Score Selection: Selection of a score on a 0 – 100 scale that corresponds with your investment tolerance, investment experience and objectives. The risk score assists in selecting and developing your overall asset allocation and portfolio.
• Charitable Remainder Trusts
• Gifting Strategies
  Gifting Strategies: Strategy to gift and remove assets from the client(s) gross estate and potentially reducing estate taxes that could be due upon death.
• College Funding