Motor Vehicle

• Auto Insurance
  Auto insurance protects you against financial loss if you have an accident. Auto insurance provides property, liability and medical coverage.
• Motorcycle Insurance
  Factors that determine the premium for motorcycle insurance include engine displacement size in cubic centimeters, type of motorcycle, your driving record, your driving experience, whether or not you park the bike in a garage, location, and number of intended miles driven weekly all are. Rates are often based on the average number of riding months in Massachusetts. Watercraft Coverage

Business

• Business Insurance
• Workers Compensation Insurance
  Employers have a legal responsibility to their employees to make sure that the workplace is safe. If you are injured or become ill due to your job, you have a right to benefits under a system called “Workers Compensation”. Workers Compensation is a type of insurance that all Massachusetts employers are required to have for their employees. It protects employers from lawsuits that result from workplace accidents and to provide medical care and compensation for lost income to employees hurt in workplace accidents. Workers compensation insurance covers workers injured on the job, whether they're hurt on the workplace premises or elsewhere, or in auto accidents while on business. It also covers work-related illnesses. This coverage provides payments to injured workers, without regard to who was at fault in the accident, for time lost from work and for medical and rehabilitation services. It also provides death benefits to surviving spouses and dependents. Workers compensation insurance must be bought as a separate policy. Although in-home business and business owners policies are sold as package policies, they do not include coverage for workers' injuries.
• Commercial Liability Insurance
  Owning and operating a business comes with plenty of responsibility. You can be personally liable if you have signed a personal guarantee for a loan, if you personally have injured someone, if you have acted in an irresponsible or illegal manner, or if you do not operate your business as a separate entity. Business liability insurance protects your business in the event of a lawsuit for personal injury or property damages. It will usually cover the damages from a lawsuit along with the legal costs.
• Professional Liability Insurance
  Errors and omissions insurance protects your business against malpractice, errors, negligence and omissions. The cost of errors and omissions, also known as professional liability or malpractice insurance, depends on a number of factors: the inherent risk of the kind of work you do, the rating category your work is placed in, the number of claims filed in your industry, and the state you live in. Coverage includes legal defense costs and will pay for any resulting judgments against you, including court costs, up to the coverage limits on your policy.

Personal

• Liability Insurance
  General liability insurance is the main coverage to protect your business from injury claims, property damages, and advertising claims. General liability insurance is also known as Commercial General Liability (CGL) and covers five basic categories of business liability...
• Jewelry Insurance