General Info

I am a licensed Residential Mortgage Loan Officer with over Fifteen years of experience in the industry. I specialize in the following areas/programs: * FHA / VA / USDA Government Loans * Conventional / Conforming Loans * First-time Homebuyers * Investment Loans * Manually underwritten loan for those with credit problems * Refinance Loans * Cash-out Loans * Manufactured Homes / Double wides * Modular Homes * Rehab Loan (FHA 203k) - For purchase of homes that need to be remodeled with bank funds * Reverse Mortgage - For those over 62 years of age * ITIN Borrowers Se habla Español. I mainly focus on mortgage loans in the Central Texas area.