Dr. Michael Bens is truly the greatest when it comes to overall care and patient concern. Their office staff is extremely helpful, friendly and always greet you with a beautiful smile. The only draw back is they will not bill for any of their services. With everyone's economic situation being what it is there should be some type of partial billing. Instead they offer Capital One Financial Services, once again those with good credit at one time are now challenged so that will only help a select few. So with that being said you will either need to have insurance or cash to pay for services rendered on the spot.