I have had insurance here and they have drop me twice for silly stuff. The first time it was because I had two Blue heelers that would not let them on the porch when no one was at home. They showed up uninvited and let no one know they was coming, so we was not at home. This next time we were out of town and our house got broke into and we called to let them know it had happened but we did not know what was missing, so we would call after we got home. When we found out what was missing we called and did not claim any losses. and they did not pay out anything, but a calm was opened and we were drop. I would HIGHLY recommend not going here for Insurance.