Mike, there are not words to express my heartfelt thanks for trusting me at my word, and providing the financing for our new home. This time last year, and over more than 3 years, we were doing all possible just to stay warm during the winters in unbearable conditions, now, we simply adjust the thermostat and no longer are we able to see our breath inside our home. I am certain that you have financed countless homes over your career. However this one was far more important to my family, and I am eternally greatful. Sincerely, Gianni