Family Law

• Child Support
  Chapter 13 bankruptcy allows you to keep valuable assets. Harris-Courage, PLLC tailors a plan to meet your financial needs and desires that will structure repayment of your debts over a three- to five-year period. This plan allows you to “catch up†on your overdue payments by paying a percentage of what you owe. Under the plan, you pay an appointed trustee, who then pays your creditors. The amount of repayment is determined by the type of debt and your income. Debts subject to a Chapter 13 repayment plan can include mortgages, car payments, alimony and child support, taxes, high-interest loans, or credit cards. While the plan is in effect, your creditors cannot harass or sue you or attach your wages. Chapter 13 filers must complete payments under the plan in order for their debts to be discharged.
• Spousal Support
  Chapter 7 bankruptcy is one of the most common types of bankruptcy. It involves a liquidation process in which you sell any non-exempt assets and use the proceeds to repay your creditors. Chapter 7 bankruptcy does not, however, allow for the discharge of certain debts, such as child support, alimony, student loans, and some taxes.

Finance Law

• Bankruptcy
  When you’re battling an issue of debt, it’s easy to be overwhelmed. However, hope is not lost. You have options when it comes to your path toward financial freedom. Allow a knowledgeable team of attorneys to show you how filing for Chapter 7 bankruptcy can provide you with peace of mind and a brighter future.
• Foreclosure
  Often, even when people are in danger of foreclosure or car repossession, or are being sued, or are having their wages garnished – even then, they do not want to think about filing bankruptcy. It is very painful to think of filing for bankruptcy – especially before understanding the issues related to bankruptcy. In most cases, once bankruptcy options are explained by an experienced attorney, people are greatly relieved to find that their problems can be resolved after all. Do not wait until after your house is foreclosed, your car is repossessed, or your wages are being garnished. Find out what bankruptcy relief is available to you sooner rather than later. We can possibly stop the foreclosure, the repossession, and garnishment, but we probably can’t recover it once it is gone. Also, the more time we have to help you, the better result we can accomplish. Plus, it costs you nothing to find out your rights. Call now for a free phone consultation.
• Tax Law
  Through the years, she has helped countless clients find relief and achieve a clean financial slate. She has helped with cases related to tax law, bankruptcy, commercial and federal litigation, and lender liabilities. With extensive knowledge and experience, Laura is prepared to help you move forward. Reach out today to learn more about how she can help you.