I wish I could give WF Home Mortgage less than 1 star. STAY AWAY from dealing with WF for your mortgage. They have been delaying our closing process. Right now they can't even tell us a new closing date (we're already past the closing date we had in our contract with the seller). We have gotten every piece of information to WF promptly, which is not enough for them. They seem to always want more information, from some level of their bureaucracy. I recently found out this has happened to many other customers, whose stories are worse than ours. Do yourself a favor and find another company to get your mortgage through.